This learning resource explores the emotions and choices associated with receiving unexpected money, such as a surprise $100 bill in a birthday card. It prompts participants to reflect on their immediate impulses regarding spending, saving, or investing this unexpected gift. The activity encourages a deeper understanding of individual 'money personalities'—whether someone tends to be a spender, saver, or planner—through a series of guiding questions. Participants are invited to identify their reactions, set goals for future purchases or savings, and consider what their responses reveal about their values and priorities regarding money.