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Financial Literacy | Financial Responsibility | Money Management | Financial

Financial Responsibility | Money Management | Reading Passage | Decision-making

❤ Passage Title - "Payday Splurge"

ABOUT THIS RESOURCE

Topic - Financial Responsibility | Money Management

★ Financial Responsibility Reading Passage and Activities Packet

★ Related Topics – Impulsive Spending, Prudent Money Management, Consequences of Neglect, Relationship Strain, Parental Guidance

★ 33 pages

★ Resource Type – Reading Passage, Activity Worksheets, and Answer Keys

Print and Digital (PDF and Google Slides - Text boxes already created!)

Excellent for Grades 8-12

Google Slide Link

★ Detailed Answer Keys / Sample Responses

This resource includes:

One Reading Passage (Title - "Payday Splurge")

☆ 2 Vocabulary Worksheets (2 variations)

Vocabulary Words already defined

Students write definitions of unfamiliar words

☆ 2 Note-taking Worksheets (2 variations)

Question Worksheet (Consists on 5 Questions on TWO pages)

5 Question Worksheets (One question on EACH worksheet)

☆ 8 Activity Worksheets (to complete before and after reading the passage)

☆ DETAILED Answer Keys | Sample Responses

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This resource is also included in Google Slides! Text boxes have already been created to make it easier for you and your students! Each slide includes two instruction solution tabs for when students accidentally delete text boxes and when they want to zoom in (to enlarge worksheets). It's super helpful for students who are not that familiar with how to use Google Slides or need the extra assistance.

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Reading Passage Overview - "Payday Splurge"

This story is about a high school teenager who grapples with the consequences of impulsive spending and financial negligence. From the excitement of payday to hasty decisions like ordering concert tickets, forgetting his mom's birthday, and overspending at the mall, Fraser faces a meager budget of $18 for the month. The story becomes a lesson in financial responsibility, highlighting the challenges that arise when thoughtful money management is neglected. Ultimately, Fraser's experience serves as a cautionary tale about the importance of mindful financial decisions.

ITEMS INCLUDED

✅ One Reading Passage titled "Payday Splurge" (1. 5 pages)

✅ 2 Reading Passage Vocabulary Sheets

★ Variation #1 - Vocabulary Words already defined. This worksheets includes the definitions of Vocabulary Words in the reading passage. This can be used to differentiate for students. You can give students this worksheet to refer to vocabulary words they do not know the meaning of to enhance their comprehension of the reading passage.

★ Variation #2 - Vocabulary Words are NOT defined. There will be a list of vocabulary words from the passage listed on the worksheets. Students will define words they do not know the meaning of.

✅ 2 Note-taking Worksheets

There are 2 Note-taking Worksheets to choose from. They are visually appealing! They can be distributed to students to take important notes during class discussions or during their reading of the passage.

✅ Question Worksheet (Consists on 5 Questions on TWO pages)

✅ 5 Question Worksheets (One question on EACH worksheet)

There is ONE worksheet that includes 5 questions related to the reading. You can have students complete all five questions on two pages, or you can have students complete one question at a time. The same 5 questions are also included on separate worksheets for a more detailed response. (One question per worksheet!)

☆ DETAILED Answer Keys | Sample Responses included

✅ Anticipation Guide (2 Variations)

There is ONE Anticipation Guide that comes in 2 variations. One worksheet includes a section for students to write an extension of their thoughts using one of the statements. The second worksheet only includes the statements.

The Anticipation Guide includes statements and ideas related to the topic/themes of the reading passage. Anticipation guides are excellent tools that can be used before reading to activate students' prior knowledge and build curiosity about a new topic and/or to share ideas about key concepts. Students respond to several statements that challenge or support their preconceived ideas about key concepts as well as their peers’ ideas. The Anticipation Guides can help structure meaningful conversations that reviews what students already know and engages them in critical thinking about the topic they will be exploring. The statements in the Anticipation Guides can spark some great discussions among students!!

You can use an Anticipation Guide:

  • Before/after introducing new material to tap into prior knowledge
  • Before/after reading a short text to begin a discussion
  • Before/After discussing a topic

8 Activity Worksheets (to complete before and after reading the passage)

This packet also includes 8 Activity Worksheets both text-based and non text-based (Anticipated Guide included) that students can complete before and after reading the passage. It will help them develop a greater analysis of the text as well as important themes and topics depicted in the text.

Activity Worksheet Topics include:

⭐ Anticipation Guide

⭐ What Resonated with You?

⭐ Fraser's Financial Choices: Consequences and Alternatives

⭐ Smart Spending Strategies: Minimizing Costs and Maximizing Savings

⭐ Money Management Advice

⭐ Wise Financial Counsel

⭐ Learning from Past Financial Errors

⭐ Financial Reflection

Detailed Answer Keys | Sample Responses

Topics explored in the text:

Financial Responsibility

Responsible Decision-making

Impulsive Spending

Prudent Money Management

Consequences of Neglect

Relationship Strain

Parental Guidance

Money Management

Prioritizing Needs Over Wants

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❌ Lesson plans are not included. This product can be used in addition to your own lesson plans and in such a way that best meets the needs of your students.

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This resource is also included in the following discounted BUNDLES:

  • Financial Management Bundle
  • Financial Management Reading Passage Bundle
  • SEL Mega Bundle

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Other Financial Responsibility resources you might be interested in:

FREE Money Management Resource

❤️ Financial Literacy | Responsibility Activity Worksheets

❤️ Money Management SCENARIOS and Keys

❤️ Money Management Scenario Activity Worksheets

❤️ Financial Literacy Reflection Questions

❤️ Financial Responsibility Passage Packet - "A Poor Man's Daughter"

❤️ Financial Responsibility Passage Packet - "Wallet-Draining Romance"

❤️ Financial Responsibility Passage Packet - "Street Gambling - The Shell Game"

❤️ Financial Responsibility Passage Packet - "Shopping Spree"

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SEL Passage Packets you might be interested in:

Bullying:

How to Slay a Monster

Paying Tribute

A Different Kind of Torture

The Airdrop Attack

Not Your Usual Prince Charming

Tik Tok Drama

❤ An Alter Ego

❤ Cameras and Mirrors

❤ Chicken Pie

❤ The Scapegoat

❤ The Things That Matter

Social Media Drama

❤ A Ticking Time Bomb

❤ Damage

❤ The Power of Gossip

❤ Social Media Army

❤ The Tik Tok Puppet

Internal Conflicts

★ Not The Usual Prince Charming

★ The Moment That Lasts Forever

★ A Walking Talking Stereotype

★ The Weight of Legacy

★ Conflict Resolution Activity Worksheets and Keys

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Created by © Queen's Educational Resources / All Rights Reserved

Your purchase includes one copy to be used in a single classroom. If you are looking for multiple copies, please be sure to purchase additional licenses.

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Interested in REAL-LIFE SCENARIOS?

Checkout my REAL-LIFE SCENARIOS LIBRARY!

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Interested in realistic kids, teens, and adults clipart? Check out my CLIPART GALLERY!

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queenseducationalresources@gmail.com

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